The Home Buying Process in US – Requirements to Buy A House
The article is written by my hband, he loves real estate and has a license for its sale. When you first purchase a home, many questions arise, as in fact is the procedure. He tried to answer these questions. In US, these purchases are very simple and easy, and the feeling that the main parties to the transaction are banks, lawyers and real estate agents. Because it is they do all the paper work. The home buying steps are simple task – to find Homing, negotiate the purchase price and put your scrawl on the contract. We even have a friend who bought a hoe in another country. Found on the Internet, dropped an email to orders to the Bank, lawyer and agent — they all did. It’s really simple.
Home buying steps in US
I love real estate and I am sure that I am not alone. Someone who wants jt beautiful and comfortable to live, someone wants to earn on the investment or speculation in Homing, but all somehow interested in real estate and all that goes with it.
Life changes rapidly and more and more purchases occur on the Internet. Many stores are no longer needed. However, with all the development of the Internet and modern technologies, to live that people all the same where it is necessary. Homes and apartments there are many, for many are the most expensive purchase in life and are associated with emotional attachment to place or home.
I want to share what I know about living in Brisbane, US on the basis of my experience in real estate, and hope it will help someone to make their choice and to make decisions.
To buy a home in US is simple and relatively safe. There may meet unfamiliar terms. Basic terminology here is a real estate Search on the Internet. Key terms.
Financing the purchase of
The hardest part of the home buying process– finding the money. If the money is there, it’s simple. If there is no money – it makes sense to go to the Bank and talk. Banks like to give loans for Homing. Asked about income over the last two years, the amount of savings, the amount of other debts etc. When you shake down the issue with the credit, it is clear how much you can buy a hoe. Ideally, it is desirable to obtain the prior approval of the Bank, which will be designated maximum loan amount.
It is best to start with selecting the area where you would like to live. (If you ask me, it is better to live by the sea). Train on the weekends with family, look at different areas, and talk with friends. In this case, note that each will complement the area in which he lives. From work, of course, should be close. In General, decide with the district and, accordingly, that in this neighborhood you can afford within your budget.
When we were searching for a hoe, then made a list of what we would like in our future home to have. For example: we wanted to live close to the sea and the beach, have a hoe with three bedrooms, office, plot where you can plant flowers (I suggested to put the potatoes, but the woman refed) and so on.
The hoe can be viewed on Saturdays, when some of the homes for sale open for inspection “Open for Inspection”. On the website is sure to be a specified time, how much time the hoe will be opened. ually the hoe is open for half an hour, no longer. But you can jt call the agent and arrange a private viewing at a convenient time for you.
If you want to see the hoe, which is leased, in accordance with the law to inspect a hoe, tenants need to notify 24 hours prior to inspection. If you buy a home for yourself and plan to live there, then you need to remember that tenants have the right to remain there until the expiration of their lease.
The price that is advertised is often estimated (or rather the wishes of the seller) and it is possible to bargain. Sometimes the price is listed as Offers over $299,000. This means that the owners are willing to consider offers over this price. They ually expect to offer approximately 5-10% higher.